Credit is broken; And it needs a unicorn?

I easily tire of Silicon Valley fads. One is the (recent) ubiquitous use of the term unicorn to describe super-unique start-ups that become huge wins for investors. Also, my daughters trained me in a different view of unicorns. Still, a recent TechCrunch post that used the term caught my eye. The author is predicting a [...]

About that metadata

This thing called metadata intrigues me (data about data). So, I have been following all the ins and outs of recent disclosures about how our government tracks metadata. What a relief to come across this tongue-in-cheek piece thanks to another friend in Facebook (I have a wonderfully eclectic group of friends and colleagues in my [...]

What does your social data tell a creditor?

For some time now, I have been tracking start-ups using social data to determine creditworthiness. In the past week, I first saw this guest post. Shortly after, a popular Silicon Valley tech news site picked it up and carried it farther here. The author seems to see only upside. For example, By analyzing years of [...]