Or how I taught ethical decision-making to road crew . . . . It's the middle of the great pandemic of 2020 and I am having a terrible time falling asleep. Not all that surprising given I live in New York City and we are being hit hard. I have tried all the standards, meditation, [...]
Category: Through a new lens
Filling in the gaps . . .
“Once the therapeutic process wears down these defences [sic] and while we work through the emotions they were defending against, we feel worse because we’re now feeling the original pain. But better out than in, as my grandmother would say.” Wendy Bristow, May 4, 2017, http://www.wellbeing.org. It’s the fall and I’m brimming with hope for [...]
Guild economy, not gig economy
I really hate the glib way media, pundits, and, well, investors, rush to embrace a hip term. Ultimately, depriving it of any real meaning. I love to hate unicorns, for example. Now even investors are acknowledging that the term unicorn as applied to $1B+ companies has become symbolic of a rather skewed way of going [...]
A humble API
This morning I met with a group of women interested in financial technology innovation. I gave them an overview of Descant technology and its significance to small businesses trying to access capital and credit. The questions were many, thoughtful, and challenging. I especially enjoyed the technology questions. I love to talk about how we thought [...]
Santa’s Credit Score!
A Canadian colleague just sent me an email pointing out that the US views Santa Claus as an indebted independent toy distributor with a FICO score while Canada just issued him a passport. We Americans just love to score people it seems. You can follow the links above or here and here to see for [...]
Citizen Scores . . . Sigh
I was going to give the big data credit profiling posts a rest. I was sure more interesting updates would justify a post of a different sort. Then along came the news that China has developed a new score that rates creditworthiness and, ummm, good citizenship. This first piece delves into the concept itself. Here [...]
10M women own businesses in the U.S.
Just saw this headline at CNN Money "U.S. sees big spike in black and Hispanic women entrepreneurs" The data comes from census studies dating back to 2012 but are just showing up in the press now. Lots of interesting bits in a not very long piece. Alas, women of color still make a lot less [...]
Juxtaposition
Two stories from very different contexts came across my news feed today. The first announced a major investment in a small business lending service. The other took a fresh look at the war on drugs and the origins of addiction. Let's begin with the piece I read first thing this morning. I have written earlier [...]
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